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Plan Outline
Investment Consulting Business Plan
Vista Investors
This sample business plan can be edited directly in Business Plan Pro software.
Appendix
| Personnel Plan | |||||||||||||
| Month 1 | Month 2 | Month 3 | Month 4 | Month 5 | Month 6 | Month 7 | Month 8 | Month 9 | Month 10 | Month 11 | Month 12 | ||
| Michael Douglas | 0% | £1,932 | £1,932 | £1,932 | £5,072 | £5,072 | £5,072 | £5,072 | £5,072 | £5,072 | £5,072 | £5,072 | £5,073 |
| Mark Haynes | 0% | £1,932 | £1,932 | £1,932 | £5,072 | £5,072 | £5,072 | £5,072 | £5,072 | £5,072 | £5,072 | £5,072 | £5,073 |
| CFA | 0% | £1,932 | £1,932 | £1,932 | £5,072 | £5,072 | £5,072 | £5,072 | £5,072 | £5,072 | £5,072 | £5,072 | £5,073 |
| Operations Director | 0% | £0 | £0 | £0 | £4,348 | £4,348 | £4,348 | £4,348 | £4,348 | £4,348 | £4,348 | £4,348 | £4,350 |
| Marketing Analyst | 0% | £0 | £0 | £0 | £3,261 | £3,261 | £3,261 | £3,261 | £3,261 | £3,261 | £3,261 | £3,261 | £3,263 |
| Portfolio Manager Assistant/Analyst | 0% | £0 | £0 | £0 | £2,536 | £2,536 | £2,536 | £2,536 | £2,536 | £2,536 | £2,536 | £2,536 | £2,538 |
| Administrative Assistant | 0% | £0 | £0 | £0 | £2,174 | £2,174 | £2,174 | £2,174 | £2,174 | £2,174 | £2,174 | £2,174 | £2,179 |
| Total People | 3 | 3 | 3 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | |
| Total Payroll | £5,796 | £5,796 | £5,796 | £27,535 | £27,535 | £27,535 | £27,535 | £27,535 | £27,535 | £27,535 | £27,535 | £27,549 | |
| Sales Forecast | |||||||||||||
| Month 1 | Month 2 | Month 3 | Month 4 | Month 5 | Month 6 | Month 7 | Month 8 | Month 9 | Month 10 | Month 11 | Month 12 | ||
| Sales | |||||||||||||
| Investment management fee | 0% | £0 | £0 | £0 | £0 | £0 | £2,000 | £0 | £0 | £6,000 | £0 | £0 | £10,000 |
| Other | 0% | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 |
| Total Sales | £0 | £0 | £0 | £0 | £0 | £2,000 | £0 | £0 | £6,000 | £0 | £0 | £10,000 | |
| Direct Cost of Sales | Month 1 | Month 2 | Month 3 | Month 4 | Month 5 | Month 6 | Month 7 | Month 8 | Month 9 | Month 10 | Month 11 | Month 12 | |
| Investment management fee | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | |
| Other | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | |
| Subtotal Direct Cost of Sales | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | |
| General Assumptions | |||||||||||||
| Month 1 | Month 2 | Month 3 | Month 4 | Month 5 | Month 6 | Month 7 | Month 8 | Month 9 | Month 10 | Month 11 | Month 12 | ||
| Plan Month | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 | |
| Current Interest Rate | 10.00% | 10.00% | 10.00% | 10.00% | 10.00% | 10.00% | 10.00% | 10.00% | 10.00% | 10.00% | 10.00% | 10.00% | |
| Long-term Interest Rate | 10.00% | 10.00% | 10.00% | 10.00% | 10.00% | 10.00% | 10.00% | 10.00% | 10.00% | 10.00% | 10.00% | 10.00% | |
| Tax Rate | 30.00% | 25.00% | 25.00% | 25.00% | 25.00% | 25.00% | 25.00% | 25.00% | 25.00% | 25.00% | 25.00% | 25.00% | |
| Other | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Pro Forma Profit and Loss | |||||||||||||
| Month 1 | Month 2 | Month 3 | Month 4 | Month 5 | Month 6 | Month 7 | Month 8 | Month 9 | Month 10 | Month 11 | Month 12 | ||
| Sales | £0 | £0 | £0 | £0 | £0 | £2,000 | £0 | £0 | £6,000 | £0 | £0 | £10,000 | |
| Direct Cost of Sales | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | |
| Other | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | |
| Total Cost of Sales | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | |
| Gross Margin | £0 | £0 | £0 | £0 | £0 | £2,000 | £0 | £0 | £6,000 | £0 | £0 | £10,000 | |
| Gross Margin % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 100.00% | 0.00% | 0.00% | 100.00% | 0.00% | 0.00% | 100.00% | |
| Expenses | |||||||||||||
| Payroll | £5,796 | £5,796 | £5,796 | £27,535 | £27,535 | £27,535 | £27,535 | £27,535 | £27,535 | £27,535 | £27,535 | £27,549 | |
| Sales and Marketing and Other Expenses | £583 | £583 | £583 | £2,750 | £2,750 | £2,750 | £2,750 | £2,750 | £2,750 | £2,750 | £2,750 | £2,750 | |
| Depreciation | £0 | £0 | £0 | £67 | £67 | £67 | £67 | £67 | £67 | £67 | £67 | £67 | |
| Utilities | £0 | £0 | £0 | £175 | £175 | £175 | £175 | £175 | £175 | £175 | £175 | £175 | |
| Insurance | £0 | £0 | £0 | £167 | £167 | £167 | £167 | £167 | £167 | £167 | £167 | £167 | |
| Rent | £0 | £0 | £0 | £1,500 | £1,500 | £1,500 | £1,500 | £1,500 | £1,500 | £1,500 | £1,500 | £1,500 | |
| Insurance | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | |
| Payroll Taxes | 15% | £869 | £869 | £869 | £4,130 | £4,130 | £4,130 | £4,130 | £4,130 | £4,130 | £4,130 | £4,130 | £4,132 |
| Other | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | |
| Total Operating Expenses | £7,249 | £7,249 | £7,249 | £36,324 | £36,324 | £36,324 | £36,324 | £36,324 | £36,324 | £36,324 | £36,324 | £36,340 | |
| Profit Before Interest and Taxes | (£7,249) | (£7,249) | (£7,249) | (£36,324) | (£36,324) | (£34,324) | (£36,324) | (£36,324) | (£30,324) | (£36,324) | (£36,324) | (£26,340) | |
| EBITDA | (£7,249) | (£7,249) | (£7,249) | (£36,257) | (£36,257) | (£34,257) | (£36,257) | (£36,257) | (£30,257) | (£36,257) | (£36,257) | (£26,273) | |
| Interest Expense | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | |
| Taxes Incurred | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | |
| Net Profit | (£7,249) | (£7,249) | (£7,249) | (£36,324) | (£36,324) | (£34,324) | (£36,324) | (£36,324) | (£30,324) | (£36,324) | (£36,324) | (£26,340) | |
| Net Profit/Sales | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | -1716.18% | 0.00% | 0.00% | -505.39% | 0.00% | 0.00% | -263.40% | |
| Pro Forma Cash Flow | |||||||||||||
| Month 1 | Month 2 | Month 3 | Month 4 | Month 5 | Month 6 | Month 7 | Month 8 | Month 9 | Month 10 | Month 11 | Month 12 | ||
| Cash Received | |||||||||||||
| Cash from Operations | |||||||||||||
| Cash Sales | £0 | £0 | £0 | £0 | £0 | £2,000 | £0 | £0 | £6,000 | £0 | £0 | £10,000 | |
| Subtotal Cash from Operations | £0 | £0 | £0 | £0 | £0 | £2,000 | £0 | £0 | £6,000 | £0 | £0 | £10,000 | |
| Additional Cash Received | |||||||||||||
| Sales Tax, VAT, HST/GST Received | 0.00% | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 |
| New Current Borrowing | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | |
| New Other Liabilities (interest-free) | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | |
| New Long-term Liabilities | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | |
| Sales of Other Current Assets | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | |
| Sales of Long-term Assets | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | |
| New Investment Received | £0 | £0 | £1,000,000 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | |
| Subtotal Cash Received | £0 | £0 | £1,000,000 | £0 | £0 | £2,000 | £0 | £0 | £6,000 | £0 | £0 | £10,000 | |
| Expenditures | Month 1 | Month 2 | Month 3 | Month 4 | Month 5 | Month 6 | Month 7 | Month 8 | Month 9 | Month 10 | Month 11 | Month 12 | |
| Expenditures from Operations | |||||||||||||
| Cash Spending | £5,796 | £5,796 | £5,796 | £27,535 | £27,535 | £27,535 | £27,535 | £27,535 | £27,535 | £27,535 | £27,535 | £27,549 | |
| Bill Payments | £48 | £1,453 | £1,453 | £1,695 | £8,722 | £8,722 | £8,722 | £8,722 | £8,722 | £8,722 | £8,722 | £8,722 | |
| Subtotal Spent on Operations | £5,844 | £7,249 | £7,249 | £29,230 | £36,257 | £36,257 | £36,257 | £36,257 | £36,257 | £36,257 | £36,257 | £36,271 | |
| Additional Cash Spent | |||||||||||||
| Sales Tax, VAT, HST/GST Paid Out | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | |
| Principal Repayment of Current Borrowing | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | |
| Other Liabilities Principal Repayment | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | |
| Long-term Liabilities Principal Repayment | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | |
| Purchase Other Current Assets | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | |
| Purchase Long-term Assets | £0 | £0 | £0 | £5,000 | £5,000 | £5,000 | £0 | £0 | £0 | £0 | £0 | £0 | |
| Dividends | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | |
| Subtotal Cash Spent | £5,844 | £7,249 | £7,249 | £34,230 | £41,257 | £41,257 | £36,257 | £36,257 | £36,257 | £36,257 | £36,257 | £36,271 | |
| Net Cash Flow | (£5,844) | (£7,249) | £992,751 | (£34,230) | (£41,257) | (£39,257) | (£36,257) | (£36,257) | (£30,257) | (£36,257) | (£36,257) | (£26,271) | |
| Cash Balance | £14,156 | £6,907 | £999,658 | £965,428 | £924,171 | £884,914 | £848,657 | £812,400 | £782,143 | £745,887 | £709,630 | £683,359 | |
| Pro Forma Balance Sheet | |||||||||||||
| Month 1 | Month 2 | Month 3 | Month 4 | Month 5 | Month 6 | Month 7 | Month 8 | Month 9 | Month 10 | Month 11 | Month 12 | ||
| Assets | Starting Balances | ||||||||||||
| Current Assets | |||||||||||||
| Cash | £20,000 | £14,156 | £6,907 | £999,658 | £965,428 | £924,171 | £884,914 | £848,657 | £812,400 | £782,143 | £745,887 | £709,630 | £683,359 |
| Other Current Assets | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 |
| Total Current Assets | £20,000 | £14,156 | £6,907 | £999,658 | £965,428 | £924,171 | £884,914 | £848,657 | £812,400 | £782,143 | £745,887 | £709,630 | £683,359 |
| Long-term Assets | |||||||||||||
| Long-term Assets | £0 | £0 | £0 | £0 | £5,000 | £10,000 | £15,000 | £15,000 | £15,000 | £15,000 | £15,000 | £15,000 | £15,000 |
| Accumulated Depreciation | £0 | £0 | £0 | £0 | £67 | £133 | £200 | £267 | £333 | £400 | £467 | £533 | £600 |
| Total Long-term Assets | £0 | £0 | £0 | £0 | £4,933 | £9,867 | £14,800 | £14,733 | £14,667 | £14,600 | £14,533 | £14,467 | £14,400 |
| Total Assets | £20,000 | £14,156 | £6,907 | £999,658 | £970,361 | £934,038 | £899,714 | £863,391 | £827,067 | £796,743 | £760,420 | £724,096 | £697,759 |
| Liabilities and Capital | Month 1 | Month 2 | Month 3 | Month 4 | Month 5 | Month 6 | Month 7 | Month 8 | Month 9 | Month 10 | Month 11 | Month 12 | |
| Current Liabilities | |||||||||||||
| Accounts Payable | £0 | £1,404 | £1,404 | £1,404 | £8,431 | £8,431 | £8,431 | £8,431 | £8,431 | £8,431 | £8,431 | £8,431 | £8,433 |
| Current Borrowing | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 |
| Other Current Liabilities | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 |
| Subtotal Current Liabilities | £0 | £1,404 | £1,404 | £1,404 | £8,431 | £8,431 | £8,431 | £8,431 | £8,431 | £8,431 | £8,431 | £8,431 | £8,433 |
| Long-term Liabilities | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 |
| Total Liabilities | £0 | £1,404 | £1,404 | £1,404 | £8,431 | £8,431 | £8,431 | £8,431 | £8,431 | £8,431 | £8,431 | £8,431 | £8,433 |
| Paid-in Capital | £25,000 | £25,000 | £25,000 | £1,025,000 | £1,025,000 | £1,025,000 | £1,025,000 | £1,025,000 | £1,025,000 | £1,025,000 | £1,025,000 | £1,025,000 | £1,025,000 |
| Retained Earnings | (£5,000) | (£5,000) | (£5,000) | (£5,000) | (£5,000) | (£5,000) | (£5,000) | (£5,000) | (£5,000) | (£5,000) | (£5,000) | (£5,000) | (£5,000) |
| Earnings | £0 | (£7,249) | (£14,497) | (£21,746) | (£58,070) | (£94,393) | (£128,717) | (£165,041) | (£201,364) | (£231,688) | (£268,011) | (£304,335) | (£330,675) |
| Total Capital | £20,000 | £12,751 | £5,503 | £998,254 | £961,930 | £925,607 | £891,283 | £854,959 | £818,636 | £788,312 | £751,989 | £715,665 | £689,325 |
| Total Liabilities and Capital | £20,000 | £14,156 | £6,907 | £999,658 | £970,361 | £934,038 | £899,714 | £863,391 | £827,067 | £796,743 | £760,420 | £724,096 | £697,759 |
| Net Worth | £20,000 | £12,751 | £5,503 | £998,254 | £961,930 | £925,607 | £891,283 | £854,959 | £818,636 | £788,312 | £751,989 | £715,665 | £689,325 |