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Specialty Baker Business Plan

Morningstar Bakery

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Sales Forecast
Month 1 Month 2 Month 3 Month 4 Month 5 Month 6 Month 7 Month 8 Month 9 Month 10 Month 11 Month 12
Sales
Breads 0% £3,000 £4,800 £6,000 £6,000 £6,800 £7,000 £7,000 £7,000 £6,800 £6,000 £7,500 £8,000
Coffee/Beverages 0% £0 £3,500 £3,500 £3,000 £3,000 £3,200 £3,200 £3,200 £3,200 £3,400 £3,500 £3,700
Lunch Items (Soups & Sandwiches) 0% £0 £0 £8,000 £8,000 £8,000 £8,000 £8,000 £8,000 £8,000 £8,000 £8,000 £8,000
Pastries/Sweets 0% £2,000 £4,600 £5,000 £5,000 £5,000 £5,000 £5,000 £5,000 £5,000 £5,000 £6,000 £6,800
Total Sales £5,000 £12,900 £22,500 £22,000 £22,800 £23,200 £23,200 £23,200 £23,000 £22,400 £25,000 £26,500
Direct Cost of Sales Month 1 Month 2 Month 3 Month 4 Month 5 Month 6 Month 7 Month 8 Month 9 Month 10 Month 11 Month 12
Breads £900 £1,440 £1,800 £1,800 £2,040 £2,100 £2,100 £2,100 £2,040 £1,800 £2,250 £2,400
Coffee/Beverages £0 £1,050 £1,050 £900 £900 £960 £960 £960 £960 £1,020 £1,050 £1,110
Lunch Items (Soups & Sandwiches) £0 £0 £3,200 £3,200 £3,200 £3,200 £3,200 £3,200 £3,200 £3,200 £3,200 £3,200
Pastries/Sweets £800 £1,840 £2,000 £2,000 £2,000 £2,000 £2,000 £2,000 £2,000 £2,000 £2,400 £2,720
Subtotal Direct Cost of Sales £1,700 £4,330 £8,050 £7,900 £8,140 £8,260 £8,260 £8,260 £8,200 £8,020 £8,900 £9,430
Personnel Plan
Month 1 Month 2 Month 3 Month 4 Month 5 Month 6 Month 7 Month 8 Month 9 Month 10 Month 11 Month 12
Donna Sharp - Head Baker 0% £2,000 £2,000 £2,000 £2,000 £2,000 £2,000 £2,000 £2,000 £2,000 £2,000 £2,000 £2,000
Lucy Hamilton 0% £1,750 £1,750 £1,750 £1,750 £1,750 £1,750 £1,750 £1,750 £1,750 £1,750 £1,750 £1,750
Tara Juniper-Reid - Part-time 0% £750 £750 £750 £750 £750 £750 £750 £750 £750 £750 £750 £750
Counter Help - Full Time 0% £1,500 £1,500 £1,500 £1,500 £1,500 £1,500 £1,500 £1,500 £1,500 £1,500 £1,500 £1,500
Assistant Baker - Part time 0% £750 £750 £750 £750 £750 £750 £750 £750 £750 £750 £750 £750
Donovan Hamilton - Bookkeeper 0% £2,000 £2,000 £2,000 £2,000 £2,000 £2,000 £2,000 £2,000 £2,000 £2,000 £2,000 £2,000
Total People 6 6 6 6 6 6 6 6 6 6 6 6
Total Payroll £8,750 £8,750 £8,750 £8,750 £8,750 £8,750 £8,750 £8,750 £8,750 £8,750 £8,750 £8,750
General Assumptions
Month 1 Month 2 Month 3 Month 4 Month 5 Month 6 Month 7 Month 8 Month 9 Month 10 Month 11 Month 12
Plan Month 1 2 3 4 5 6 7 8 9 10 11 12
Current Interest Rate 9.00% 9.00% 9.00% 9.00% 9.00% 9.00% 9.00% 9.00% 9.00% 9.00% 9.00% 9.00%
Long-term Interest Rate 8.50% 8.50% 8.50% 8.50% 8.50% 8.50% 8.50% 8.50% 8.50% 8.50% 8.50% 8.50%
Tax Rate 30.00% 25.00% 25.00% 25.00% 25.00% 25.00% 25.00% 25.00% 25.00% 25.00% 25.00% 25.00%
Other 0 0 0 0 0 0 0 0 0 0 0 0
Pro Forma Profit and Loss
Month 1 Month 2 Month 3 Month 4 Month 5 Month 6 Month 7 Month 8 Month 9 Month 10 Month 11 Month 12
Sales £5,000 £12,900 £22,500 £22,000 £22,800 £23,200 £23,200 £23,200 £23,000 £22,400 £25,000 £26,500
Direct Cost of Sales £1,700 £4,330 £8,050 £7,900 £8,140 £8,260 £8,260 £8,260 £8,200 £8,020 £8,900 £9,430
Other £0 £0 £0 £0 £0 £0 £0 £0 £0 £0 £0 £0
Total Cost of Sales £1,700 £4,330 £8,050 £7,900 £8,140 £8,260 £8,260 £8,260 £8,200 £8,020 £8,900 £9,430
Gross Margin £3,300 £8,570 £14,450 £14,100 £14,660 £14,940 £14,940 £14,940 £14,800 £14,380 £16,100 £17,070
Gross Margin % 66.00% 66.43% 64.22% 64.09% 64.30% 64.40% 64.40% 64.40% 64.35% 64.20% 64.40% 64.42%
Expenses
Payroll £8,750 £8,750 £8,750 £8,750 £8,750 £8,750 £8,750 £8,750 £8,750 £8,750 £8,750 £8,750
Sales and Marketing and Other Expenses £1,820 £1,820 £1,820 £720 £720 £1,220 £720 £720 £720 £720 £1,020 £1,020
Depreciation £291 £291 £291 £291 £291 £291 £291 £291 £291 £291 £291 £291
Utilities £50 £50 £48 £45 £45 £35 £35 £35 £35 £45 £48 £48
Insurance £150 £150 £150 £150 £150 £150 £150 £150 £150 £150 £150 £150
Mortgage £900 £900 £900 £900 £900 £900 £900 £900 £900 £900 £900 £900
Payroll Taxes 12% £1,050 £1,050 £1,050 £1,050 £1,050 £1,050 £1,050 £1,050 £1,050 £1,050 £1,050 £1,050
Other £0 £0 £0 £0 £0 £0 £0 £0 £0 £0 £0 £0
Total Operating Expenses £13,011 £13,011 £13,009 £11,906 £11,906 £12,396 £11,896 £11,896 £11,896 £11,906 £12,209 £12,209
Profit Before Interest and Taxes (£9,711) (£4,441) £1,441 £2,194 £2,754 £2,544 £3,044 £3,044 £2,904 £2,474 £3,891 £4,861
EBITDA (£9,420) (£4,150) £1,732 £2,485 £3,045 £2,835 £3,335 £3,335 £3,195 £2,765 £4,182 £5,152
Interest Expense £1,225 £1,225 £1,225 £1,225 £1,225 £1,225 £1,225 £1,225 £1,225 £1,225 £1,225 £1,225
Taxes Incurred (£3,281) (£1,417) £54 £242 £382 £330 £455 £455 £420 £312 £666 £909
Net Profit (£7,655) (£4,250) £162 £726 £1,146 £989 £1,364 £1,364 £1,259 £936 £1,999 £2,727
Net Profit/Sales -153.11% -32.94% 0.72% 3.30% 5.03% 4.26% 5.88% 5.88% 5.47% 4.18% 8.00% 10.29%
Pro Forma Cash Flow
Month 1 Month 2 Month 3 Month 4 Month 5 Month 6 Month 7 Month 8 Month 9 Month 10 Month 11 Month 12
Cash Received
Cash from Operations
Cash Sales £5,000 £12,900 £22,500 £22,000 £22,800 £23,200 £23,200 £23,200 £23,000 £22,400 £25,000 £26,500
Subtotal Cash from Operations £5,000 £12,900 £22,500 £22,000 £22,800 £23,200 £23,200 £23,200 £23,000 £22,400 £25,000 £26,500
Additional Cash Received
Sales Tax, VAT, HST/GST Received 0.00% £0 £0 £0 £0 £0 £0 £0 £0 £0 £0 £0 £0
New Current Borrowing £0 £0 £0 £0 £0 £0 £0 £0 £0 £0 £0 £0
New Other Liabilities (interest-free) £0 £0 £0 £0 £0 £0 £0 £0 £0 £0 £0 £0
New Long-term Liabilities £0 £0 £0 £0 £0 £0 £0 £0 £0 £0 £0 £0
Sales of Other Current Assets £0 £0 £0 £0 £0 £0 £0 £0 £0 £0 £0 £0
Sales of Long-term Assets £0 £0 £0 £0 £0 £0 £0 £0 £0 £0 £0 £0
New Investment Received £0 £0 £0 £0 £0 £0 £0 £0 £0 £0 £0 £0
Subtotal Cash Received £5,000 £12,900 £22,500 £22,000 £22,800 £23,200 £23,200 £23,200 £23,000 £22,400 £25,000 £26,500
Expenditures Month 1 Month 2 Month 3 Month 4 Month 5 Month 6 Month 7 Month 8 Month 9 Month 10 Month 11 Month 12
Expenditures from Operations
Cash Spending £8,750 £8,750 £8,750 £8,750 £8,750 £8,750 £8,750 £8,750 £8,750 £8,750 £8,750 £8,750
Bill Payments £120 £3,764 £8,282 £13,262 £12,245 £12,631 £13,158 £12,795 £12,792 £12,691 £12,474 £13,986
Subtotal Spent on Operations £8,870 £12,514 £17,032 £22,012 £20,995 £21,381 £21,908 £21,545 £21,542 £21,441 £21,224 £22,736
Additional Cash Spent
Sales Tax, VAT, HST/GST Paid Out £0 £0 £0 £0 £0 £0 £0 £0 £0 £0 £0 £0
Principal Repayment of Current Borrowing £0 £0 £0 £0 £0 £0 £0 £0 £0 £0 £0 £0
Other Liabilities Principal Repayment £0 £0 £0 £0 £0 £0 £0 £0 £0 £0 £0 £0
Long-term Liabilities Principal Repayment £0 £0 £0 £0 £0 £0 £0 £0 £0 £0 £0 £0
Purchase Other Current Assets £0 £0 £0 £0 £0 £0 £0 £0 £0 £0 £0 £0
Purchase Long-term Assets £0 £0 £0 £0 £0 £0 £0 £0 £0 £0 £0 £0
Dividends £0 £0 £0 £0 £0 £0 £0 £0 £0 £0 £0 £0
Subtotal Cash Spent £8,870 £12,514 £17,032 £22,012 £20,995 £21,381 £21,908 £21,545 £21,542 £21,441 £21,224 £22,736
Net Cash Flow (£3,870) £386 £5,468 (£12) £1,805 £1,819 £1,292 £1,655 £1,458 £959 £3,776 £3,764
Cash Balance £8,222 £8,607 £14,075 £14,064 £15,868 £17,687 £18,980 £20,635 £22,093 £23,052 £26,828 £30,593
Pro Forma Balance Sheet
Month 1 Month 2 Month 3 Month 4 Month 5 Month 6 Month 7 Month 8 Month 9 Month 10 Month 11 Month 12
Assets Starting Balances
Current Assets
Cash £12,092 £8,222 £8,607 £14,075 £14,064 £15,868 £17,687 £18,980 £20,635 £22,093 £23,052 £26,828 £30,593
Other Current Assets £0 £0 £0 £0 £0 £0 £0 £0 £0 £0 £0 £0 £0
Total Current Assets £12,092 £8,222 £8,607 £14,075 £14,064 £15,868 £17,687 £18,980 £20,635 £22,093 £23,052 £26,828 £30,593
Long-term Assets
Long-term Assets £175,000 £175,000 £175,000 £175,000 £175,000 £175,000 £175,000 £175,000 £175,000 £175,000 £175,000 £175,000 £175,000
Accumulated Depreciation £0 £291 £582 £873 £1,164 £1,455 £1,746 £2,037 £2,328 £2,619 £2,910 £3,201 £3,492
Total Long-term Assets £175,000 £174,709 £174,418 £174,127 £173,836 £173,545 £173,254 £172,963 £172,672 £172,381 £172,090 £171,799 £171,508
Total Assets £187,092 £182,931 £183,025 £188,202 £187,900 £189,413 £190,941 £191,943 £193,307 £194,474 £195,142 £198,627 £202,101
Liabilities and Capital Month 1 Month 2 Month 3 Month 4 Month 5 Month 6 Month 7 Month 8 Month 9 Month 10 Month 11 Month 12
Current Liabilities
Accounts Payable £0 £3,494 £7,839 £12,854 £11,825 £12,192 £12,731 £12,369 £12,369 £12,277 £12,008 £13,494 £14,241
Current Borrowing £0 £0 £0 £0 £0 £0 £0 £0 £0 £0 £0 £0 £0
Other Current Liabilities £12,000 £12,000 £12,000 £12,000 £12,000 £12,000 £12,000 £12,000 £12,000 £12,000 £12,000 £12,000 £12,000
Subtotal Current Liabilities £12,000 £15,494 £19,839 £24,854 £23,825 £24,192 £24,731 £24,369 £24,369 £24,277 £24,008 £25,494 £26,241
Long-term Liabilities £173,000 £173,000 £173,000 £173,000 £173,000 £173,000 £173,000 £173,000 £173,000 £173,000 £173,000 £173,000 £173,000
Total Liabilities £185,000 £188,494 £192,839 £197,854 £196,825 £197,192 £197,731 £197,369 £197,369 £197,277 £197,008 £198,494 £199,241
Paid-in Capital £7,500 £7,500 £7,500 £7,500 £7,500 £7,500 £7,500 £7,500 £7,500 £7,500 £7,500 £7,500 £7,500
Retained Earnings (£5,408) (£5,408) (£5,408) (£5,408) (£5,408) (£5,408) (£5,408) (£5,408) (£5,408) (£5,408) (£5,408) (£5,408) (£5,408)
Earnings £0 (£7,655) (£11,905) (£11,744) (£11,017) (£9,871) (£8,882) (£7,518) (£6,154) (£4,895) (£3,959) (£1,959) £767
Total Capital £2,092 (£5,563) (£9,813) (£9,652) (£8,925) (£7,779) (£6,790) (£5,426) (£4,062) (£2,803) (£1,867) £133 £2,859
Total Liabilities and Capital £187,092 £182,931 £183,025 £188,202 £187,900 £189,413 £190,941 £191,943 £193,307 £194,474 £195,142 £198,627 £202,101
Net Worth £2,092 (£5,563) (£9,813) (£9,652) (£8,925) (£7,779) (£6,790) (£5,426) (£4,062) (£2,803) (£1,867) £133 £2,859
previous
next
Sales Forecast
Month 1 Month 2 Month 3 Month 4 Month 5 Month 6 Month 7 Month 8 Month 9 Month 10 Month 11 Month 12
Sales
Breads 0% £3,000 £4,800 £6,000 £6,000 £6,800 £7,000 £7,000 £7,000 £6,800 £6,000 £7,500 £8,000
Coffee/Beverages 0% £0 £3,500 £3,500 £3,000 £3,000 £3,200 £3,200 £3,200 £3,200 £3,400 £3,500 £3,700
Lunch Items (Soups & Sandwiches) 0% £0 £0 £8,000 £8,000 £8,000 £8,000 £8,000 £8,000 £8,000 £8,000 £8,000 £8,000
Pastries/Sweets 0% £2,000 £4,600 £5,000 £5,000 £5,000 £5,000 £5,000 £5,000 £5,000 £5,000 £6,000 £6,800
Total Sales £5,000 £12,900 £22,500 £22,000 £22,800 £23,200 £23,200 £23,200 £23,000 £22,400 £25,000 £26,500
Direct Cost of Sales Month 1 Month 2 Month 3 Month 4 Month 5 Month 6 Month 7 Month 8 Month 9 Month 10 Month 11 Month 12
Breads £900 £1,440 £1,800 £1,800 £2,040 £2,100 £2,100 £2,100 £2,040 £1,800 £2,250 £2,400
Coffee/Beverages £0 £1,050 £1,050 £900 £900 £960 £960 £960 £960 £1,020 £1,050 £1,110
Lunch Items (Soups & Sandwiches) £0 £0 £3,200 £3,200 £3,200 £3,200 £3,200 £3,200 £3,200 £3,200 £3,200 £3,200
Pastries/Sweets £800 £1,840 £2,000 £2,000 £2,000 £2,000 £2,000 £2,000 £2,000 £2,000 £2,400 £2,720
Subtotal Direct Cost of Sales £1,700 £4,330 £8,050 £7,900 £8,140 £8,260 £8,260 £8,260 £8,200 £8,020 £8,900 £9,430
Personnel Plan
Month 1 Month 2 Month 3 Month 4 Month 5 Month 6 Month 7 Month 8 Month 9 Month 10 Month 11 Month 12
Donna Sharp - Head Baker 0% £2,000 £2,000 £2,000 £2,000 £2,000 £2,000 £2,000 £2,000 £2,000 £2,000 £2,000 £2,000
Lucy Hamilton 0% £1,750 £1,750 £1,750 £1,750 £1,750 £1,750 £1,750 £1,750 £1,750 £1,750 £1,750 £1,750
Tara Juniper-Reid - Part-time 0% £750 £750 £750 £750 £750 £750 £750 £750 £750 £750 £750 £750
Counter Help - Full Time 0% £1,500 £1,500 £1,500 £1,500 £1,500 £1,500 £1,500 £1,500 £1,500 £1,500 £1,500 £1,500
Assistant Baker - Part time 0% £750 £750 £750 £750 £750 £750 £750 £750 £750 £750 £750 £750
Donovan Hamilton - Bookkeeper 0% £2,000 £2,000 £2,000 £2,000 £2,000 £2,000 £2,000 £2,000 £2,000 £2,000 £2,000 £2,000
Total People 6 6 6 6 6 6 6 6 6 6 6 6
Total Payroll £8,750 £8,750 £8,750 £8,750 £8,750 £8,750 £8,750 £8,750 £8,750 £8,750 £8,750 £8,750
General Assumptions
Month 1 Month 2 Month 3 Month 4 Month 5 Month 6 Month 7 Month 8 Month 9 Month 10 Month 11 Month 12
Plan Month 1 2 3 4 5 6 7 8 9 10 11 12
Current Interest Rate 9.00% 9.00% 9.00% 9.00% 9.00% 9.00% 9.00% 9.00% 9.00% 9.00% 9.00% 9.00%
Long-term Interest Rate 8.50% 8.50% 8.50% 8.50% 8.50% 8.50% 8.50% 8.50% 8.50% 8.50% 8.50% 8.50%
Tax Rate 30.00% 25.00% 25.00% 25.00% 25.00% 25.00% 25.00% 25.00% 25.00% 25.00% 25.00% 25.00%
Other 0 0 0 0 0 0 0 0 0 0 0 0
Pro Forma Profit and Loss
Month 1 Month 2 Month 3 Month 4 Month 5 Month 6 Month 7 Month 8 Month 9 Month 10 Month 11 Month 12
Sales £5,000 £12,900 £22,500 £22,000 £22,800 £23,200 £23,200 £23,200 £23,000 £22,400 £25,000 £26,500
Direct Cost of Sales £1,700 £4,330 £8,050 £7,900 £8,140 £8,260 £8,260 £8,260 £8,200 £8,020 £8,900 £9,430
Other £0 £0 £0 £0 £0 £0 £0 £0 £0 £0 £0 £0
Total Cost of Sales £1,700 £4,330 £8,050 £7,900 £8,140 £8,260 £8,260 £8,260 £8,200 £8,020 £8,900 £9,430
Gross Margin £3,300 £8,570 £14,450 £14,100 £14,660 £14,940 £14,940 £14,940 £14,800 £14,380 £16,100 £17,070
Gross Margin % 66.00% 66.43% 64.22% 64.09% 64.30% 64.40% 64.40% 64.40% 64.35% 64.20% 64.40% 64.42%
Expenses
Payroll £8,750 £8,750 £8,750 £8,750 £8,750 £8,750 £8,750 £8,750 £8,750 £8,750 £8,750 £8,750
Sales and Marketing and Other Expenses £1,820 £1,820 £1,820 £720 £720 £1,220 £720 £720 £720 £720 £1,020 £1,020
Depreciation £291 £291 £291 £291 £291 £291 £291 £291 £291 £291 £291 £291
Utilities £50 £50 £48 £45 £45 £35 £35 £35 £35 £45 £48 £48
Insurance £150 £150 £150 £150 £150 £150 £150 £150 £150 £150 £150 £150
Mortgage £900 £900 £900 £900 £900 £900 £900 £900 £900 £900 £900 £900
Payroll Taxes 12% £1,050 £1,050 £1,050 £1,050 £1,050 £1,050 £1,050 £1,050 £1,050 £1,050 £1,050 £1,050
Other £0 £0 £0 £0 £0 £0 £0 £0 £0 £0 £0 £0
Total Operating Expenses £13,011 £13,011 £13,009 £11,906 £11,906 £12,396 £11,896 £11,896 £11,896 £11,906 £12,209 £12,209
Profit Before Interest and Taxes (£9,711) (£4,441) £1,441 £2,194 £2,754 £2,544 £3,044 £3,044 £2,904 £2,474 £3,891 £4,861
EBITDA (£9,420) (£4,150) £1,732 £2,485 £3,045 £2,835 £3,335 £3,335 £3,195 £2,765 £4,182 £5,152
Interest Expense £1,225 £1,225 £1,225 £1,225 £1,225 £1,225 £1,225 £1,225 £1,225 £1,225 £1,225 £1,225
Taxes Incurred (£3,281) (£1,417) £54 £242 £382 £330 £455 £455 £420 £312 £666 £909
Net Profit (£7,655) (£4,250) £162 £726 £1,146 £989 £1,364 £1,364 £1,259 £936 £1,999 £2,727
Net Profit/Sales -153.11% -32.94% 0.72% 3.30% 5.03% 4.26% 5.88% 5.88% 5.47% 4.18% 8.00% 10.29%
Pro Forma Cash Flow
Month 1 Month 2 Month 3 Month 4 Month 5 Month 6 Month 7 Month 8 Month 9 Month 10 Month 11 Month 12
Cash Received
Cash from Operations
Cash Sales £5,000 £12,900 £22,500 £22,000 £22,800 £23,200 £23,200 £23,200 £23,000 £22,400 £25,000 £26,500
Subtotal Cash from Operations £5,000 £12,900 £22,500 £22,000 £22,800 £23,200 £23,200 £23,200 £23,000 £22,400 £25,000 £26,500
Additional Cash Received
Sales Tax, VAT, HST/GST Received 0.00% £0 £0 £0 £0 £0 £0 £0 £0 £0 £0 £0 £0
New Current Borrowing £0 £0 £0 £0 £0 £0 £0 £0 £0 £0 £0 £0
New Other Liabilities (interest-free) £0 £0 £0 £0 £0 £0 £0 £0 £0 £0 £0 £0
New Long-term Liabilities £0 £0 £0 £0 £0 £0 £0 £0 £0 £0 £0 £0
Sales of Other Current Assets £0 £0 £0 £0 £0 £0 £0 £0 £0 £0 £0 £0
Sales of Long-term Assets £0 £0 £0 £0 £0 £0 £0 £0 £0 £0 £0 £0
New Investment Received £0 £0 £0 £0 £0 £0 £0 £0 £0 £0 £0 £0
Subtotal Cash Received £5,000 £12,900 £22,500 £22,000 £22,800 £23,200 £23,200 £23,200 £23,000 £22,400 £25,000 £26,500
Expenditures Month 1 Month 2 Month 3 Month 4 Month 5 Month 6 Month 7 Month 8 Month 9 Month 10 Month 11 Month 12
Expenditures from Operations
Cash Spending £8,750 £8,750 £8,750 £8,750 £8,750 £8,750 £8,750 £8,750 £8,750 £8,750 £8,750 £8,750
Bill Payments £120 £3,764 £8,282 £13,262 £12,245 £12,631 £13,158 £12,795 £12,792 £12,691 £12,474 £13,986
Subtotal Spent on Operations £8,870 £12,514 £17,032 £22,012 £20,995 £21,381 £21,908 £21,545 £21,542 £21,441 £21,224 £22,736
Additional Cash Spent
Sales Tax, VAT, HST/GST Paid Out £0 £0 £0 £0 £0 £0 £0 £0 £0 £0 £0 £0
Principal Repayment of Current Borrowing £0 £0 £0 £0 £0 £0 £0 £0 £0 £0 £0 £0
Other Liabilities Principal Repayment £0 £0 £0 £0 £0 £0 £0 £0 £0 £0 £0 £0
Long-term Liabilities Principal Repayment £0 £0 £0 £0 £0 £0 £0 £0 £0 £0 £0 £0
Purchase Other Current Assets £0 £0 £0 £0 £0 £0 £0 £0 £0 £0 £0 £0
Purchase Long-term Assets £0 £0 £0 £0 £0 £0 £0 £0 £0 £0 £0 £0
Dividends £0 £0 £0 £0 £0 £0 £0 £0 £0 £0 £0 £0
Subtotal Cash Spent £8,870 £12,514 £17,032 £22,012 £20,995 £21,381 £21,908 £21,545 £21,542 £21,441 £21,224 £22,736
Net Cash Flow (£3,870) £386 £5,468 (£12) £1,805 £1,819 £1,292 £1,655 £1,458 £959 £3,776 £3,764
Cash Balance £8,222 £8,607 £14,075 £14,064 £15,868 £17,687 £18,980 £20,635 £22,093 £23,052 £26,828 £30,593
Pro Forma Balance Sheet
Month 1 Month 2 Month 3 Month 4 Month 5 Month 6 Month 7 Month 8 Month 9 Month 10 Month 11 Month 12
Assets Starting Balances
Current Assets
Cash £12,092 £8,222 £8,607 £14,075 £14,064 £15,868 £17,687 £18,980 £20,635 £22,093 £23,052 £26,828 £30,593
Other Current Assets £0 £0 £0 £0 £0 £0 £0 £0 £0 £0 £0 £0 £0
Total Current Assets £12,092 £8,222 £8,607 £14,075 £14,064 £15,868 £17,687 £18,980 £20,635 £22,093 £23,052 £26,828 £30,593
Long-term Assets
Long-term Assets £175,000 £175,000 £175,000 £175,000 £175,000 £175,000 £175,000 £175,000 £175,000 £175,000 £175,000 £175,000 £175,000
Accumulated Depreciation £0 £291 £582 £873 £1,164 £1,455 £1,746 £2,037 £2,328 £2,619 £2,910 £3,201 £3,492
Total Long-term Assets £175,000 £174,709 £174,418 £174,127 £173,836 £173,545 £173,254 £172,963 £172,672 £172,381 £172,090 £171,799 £171,508
Total Assets £187,092 £182,931 £183,025 £188,202 £187,900 £189,413 £190,941 £191,943 £193,307 £194,474 £195,142 £198,627 £202,101
Liabilities and Capital Month 1 Month 2 Month 3 Month 4 Month 5 Month 6 Month 7 Month 8 Month 9 Month 10 Month 11 Month 12
Current Liabilities
Accounts Payable £0 £3,494 £7,839 £12,854 £11,825 £12,192 £12,731 £12,369 £12,369 £12,277 £12,008 £13,494 £14,241
Current Borrowing £0 £0 £0 £0 £0 £0 £0 £0 £0 £0 £0 £0 £0
Other Current Liabilities £12,000 £12,000 £12,000 £12,000 £12,000 £12,000 £12,000 £12,000 £12,000 £12,000 £12,000 £12,000 £12,000
Subtotal Current Liabilities £12,000 £15,494 £19,839 £24,854 £23,825 £24,192 £24,731 £24,369 £24,369 £24,277 £24,008 £25,494 £26,241
Long-term Liabilities £173,000 £173,000 £173,000 £173,000 £173,000 £173,000 £173,000 £173,000 £173,000 £173,000 £173,000 £173,000 £173,000
Total Liabilities £185,000 £188,494 £192,839 £197,854 £196,825 £197,192 £197,731 £197,369 £197,369 £197,277 £197,008 £198,494 £199,241
Paid-in Capital £7,500 £7,500 £7,500 £7,500 £7,500 £7,500 £7,500 £7,500 £7,500 £7,500 £7,500 £7,500 £7,500
Retained Earnings (£5,408) (£5,408) (£5,408) (£5,408) (£5,408) (£5,408) (£5,408) (£5,408) (£5,408) (£5,408) (£5,408) (£5,408) (£5,408)
Earnings £0 (£7,655) (£11,905) (£11,744) (£11,017) (£9,871) (£8,882) (£7,518) (£6,154) (£4,895) (£3,959) (£1,959) £767
Total Capital £2,092 (£5,563) (£9,813) (£9,652) (£8,925) (£7,779) (£6,790) (£5,426) (£4,062) (£2,803) (£1,867) £133 £2,859
Total Liabilities and Capital £187,092 £182,931 £183,025 £188,202 £187,900 £189,413 £190,941 £191,943 £193,307 £194,474 £195,142 £198,627 £202,101
Net Worth £2,092 (£5,563) (£9,813) (£9,652) (£8,925) (£7,779) (£6,790) (£5,426) (£4,062) (£2,803) (£1,867) £133 £2,859