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Specialty Baker Business Plan

Morningstar Bakery

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Company Summary

Morningstar Bakery will be located in downtown [Name omitted] in a historical building. This downtown district is a very popular destination because of the historical architecture for weekenders and tourists. It is also a prime location for all the employees of the surrounding downtown businesses. The bakery sells non-wheat and other health specific breads, sweets and pastries to the surrounding community every Tuesday through Sunday.

2.1 Company Ownership

Currently Morningstar Bakery is a sole proprietorship owned by Donna Sharp. Eventually, as the company becomes established, Morningstar Bakery will apply to be incorporated.

2.2 Start-up Summary

The primary expense to establish the Morningstar Bakery is the mortgage loan estimated at £175,000 to purchase the vacant space on [Name omitted] street. The building was previously used as a bakery and we plan to buy the used equipment along with the space. This cost is also calculated into the loan estimate. Donna Sharp intends to invest £7,500 of her savings to cover the other cost of start-up.

These costs include:

  • Advertising brochures.
  • Bakery ingredients.
  • Insurance.
  • Bakery accessories, i.e. paper bags, cartons, etc.
Start-up
Requirements
Start-up Expenses
Legal £0
Stationery etc. £0
Brochures £2,500
Consultants £0
Insurance £150
Mortgage £1,258
Research and development £0
Bakery Ingredients £500
Other £1,000
Total Start-up Expenses £5,408
Start-up Assets
Cash Required £12,092
Other Current Assets £0
Long-term Assets £175,000
Total Assets £187,092
Total Requirements £192,500
Start-up Funding
Start-up Expenses to Fund £5,408
Start-up Assets to Fund £187,092
Total Funding Required £192,500
Assets
Non-cash Assets from Start-up £175,000
Cash Requirements from Start-up £12,092
Additional Cash Raised £0
Cash Balance on Starting Date £12,092
Total Assets £187,092
Liabilities and Capital
Liabilities
Current Borrowing £0
Long-term Liabilities £173,000
Accounts Payable (Outstanding Bills) £0
Other Current Liabilities (interest-free) £12,000
Total Liabilities £185,000
Capital
Planned Investment
Untitled £0
Donna Sharp £7,500
Other £0
Additional Investment Requirement £0
Total Planned Investment £7,500
Loss at Start-up (Start-up Expenses) (£5,408)
Total Capital £2,092
Total Capital and Liabilities £187,092
Total Funding £192,500
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Start-up
Requirements
Start-up Expenses
Legal £0
Stationery etc. £0
Brochures £2,500
Consultants £0
Insurance £150
Mortgage £1,258
Research and development £0
Bakery Ingredients £500
Other £1,000
Total Start-up Expenses £5,408
Start-up Assets
Cash Required £12,092
Other Current Assets £0
Long-term Assets £175,000
Total Assets £187,092
Total Requirements £192,500
Start-up Funding
Start-up Expenses to Fund £5,408
Start-up Assets to Fund £187,092
Total Funding Required £192,500
Assets
Non-cash Assets from Start-up £175,000
Cash Requirements from Start-up £12,092
Additional Cash Raised £0
Cash Balance on Starting Date £12,092
Total Assets £187,092
Liabilities and Capital
Liabilities
Current Borrowing £0
Long-term Liabilities £173,000
Accounts Payable (Outstanding Bills) £0
Other Current Liabilities (interest-free) £12,000
Total Liabilities £185,000
Capital
Planned Investment
Untitled £0
Donna Sharp £7,500
Other £0
Additional Investment Requirement £0
Total Planned Investment £7,500
Loss at Start-up (Start-up Expenses) (£5,408)
Total Capital £2,092
Total Capital and Liabilities £187,092
Total Funding £192,500