Click here to buy now or call 0845 351 9924
Plan Outline
Start-Up Real Estate Business Plan
Golden Valley Real Estate
This sample business plan can be edited directly in Business Plan Pro software.
Appendix
| Sales Forecast | |||||||||||||
| Month 1 | Month 2 | Month 3 | Month 4 | Month 5 | Month 6 | Month 7 | Month 8 | Month 9 | Month 10 | Month 11 | Month 12 | ||
| Sales | |||||||||||||
| Retired couples relocating to Tucson | 0% | £5,000 | £10,000 | £5,000 | £12,000 | £7,000 | £12,000 | £5,000 | £15,000 | £12,000 | £10,000 | £7,800 | £9,000 |
| Others | 0% | £0 | £0 | £0 | £0 | £0 | £0 | £3,000 | £0 | £3,000 | £0 | £2,000 | £0 |
| Total Sales | £5,000 | £10,000 | £5,000 | £12,000 | £7,000 | £12,000 | £8,000 | £15,000 | £15,000 | £10,000 | £9,800 | £9,000 | |
| Direct Cost of Sales | Month 1 | Month 2 | Month 3 | Month 4 | Month 5 | Month 6 | Month 7 | Month 8 | Month 9 | Month 10 | Month 11 | Month 12 | |
| Row 1 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | |
| Other | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | |
| Subtotal Direct Cost of Sales | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | |
| Personnel Plan | |||||||||||||
| Month 1 | Month 2 | Month 3 | Month 4 | Month 5 | Month 6 | Month 7 | Month 8 | Month 9 | Month 10 | Month 11 | Month 12 | ||
| Mrs. Susan Egan | 0% | £3,000 | £3,000 | £3,000 | £3,000 | £3,000 | £3,000 | £3,000 | £3,000 | £3,000 | £3,000 | £3,000 | £3,000 |
| Part-time receptionist | 0% | £0 | £0 | £0 | £0 | £0 | £1,500 | £1,500 | £1,500 | £1,500 | £1,500 | £1,500 | £1,500 |
| Total People | 1 | 1 | 1 | 1 | 1 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | |
| Total Payroll | £3,000 | £3,000 | £3,000 | £3,000 | £3,000 | £4,500 | £4,500 | £4,500 | £4,500 | £4,500 | £4,500 | £4,500 | |
| General Assumptions | |||||||||||||
| Month 1 | Month 2 | Month 3 | Month 4 | Month 5 | Month 6 | Month 7 | Month 8 | Month 9 | Month 10 | Month 11 | Month 12 | ||
| Plan Month | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 | |
| Current Interest Rate | 10.00% | 10.00% | 10.00% | 10.00% | 10.00% | 10.00% | 10.00% | 10.00% | 10.00% | 10.00% | 10.00% | 10.00% | |
| Long-term Interest Rate | 10.00% | 10.00% | 10.00% | 10.00% | 10.00% | 10.00% | 10.00% | 10.00% | 10.00% | 10.00% | 10.00% | 10.00% | |
| Tax Rate | 30.00% | 30.00% | 30.00% | 30.00% | 30.00% | 30.00% | 30.00% | 30.00% | 30.00% | 30.00% | 30.00% | 30.00% | |
| Other | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Pro Forma Profit and Loss | |||||||||||||
| Month 1 | Month 2 | Month 3 | Month 4 | Month 5 | Month 6 | Month 7 | Month 8 | Month 9 | Month 10 | Month 11 | Month 12 | ||
| Sales | £5,000 | £10,000 | £5,000 | £12,000 | £7,000 | £12,000 | £8,000 | £15,000 | £15,000 | £10,000 | £9,800 | £9,000 | |
| Direct Cost of Sales | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | |
| Other Costs of Sales | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | |
| Total Cost of Sales | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | |
| Gross Margin | £5,000 | £10,000 | £5,000 | £12,000 | £7,000 | £12,000 | £8,000 | £15,000 | £15,000 | £10,000 | £9,800 | £9,000 | |
| Gross Margin % | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | |
| Expenses | |||||||||||||
| Payroll | £3,000 | £3,000 | £3,000 | £3,000 | £3,000 | £4,500 | £4,500 | £4,500 | £4,500 | £4,500 | £4,500 | £4,500 | |
| Sales and Marketing and Other Expenses | £500 | £500 | £500 | £500 | £500 | £500 | £500 | £500 | £500 | £500 | £500 | £500 | |
| Depreciation | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | |
| Rent | £1,500 | £1,500 | £1,500 | £1,500 | £1,500 | £1,500 | £1,500 | £1,500 | £1,500 | £1,500 | £1,500 | £1,500 | |
| Utilities | £100 | £300 | £300 | £300 | £300 | £300 | £300 | £300 | £300 | £300 | £300 | £300 | |
| Insurance | £0 | £0 | £0 | £0 | £0 | £1,100 | £0 | £0 | £0 | £0 | £0 | £0 | |
| Payroll Taxes | 15% | £450 | £450 | £450 | £450 | £450 | £675 | £675 | £675 | £675 | £675 | £675 | £675 |
| Travel | 15% | £0 | £0 | £0 | £1,000 | £0 | £0 | £0 | £1,000 | £0 | £0 | £0 | £0 |
| Other | £1,200 | £1,200 | £1,200 | £1,200 | £1,200 | £1,200 | £1,200 | £1,200 | £1,200 | £1,200 | £1,200 | £1,200 | |
| Total Operating Expenses | £6,750 | £6,950 | £6,950 | £7,950 | £6,950 | £9,775 | £8,675 | £9,675 | £8,675 | £8,675 | £8,675 | £8,675 | |
| Profit Before Interest and Taxes | (£1,750) | £3,050 | (£1,950) | £4,050 | £50 | £2,225 | (£675) | £5,325 | £6,325 | £1,325 | £1,125 | £325 | |
| EBITDA | (£1,750) | £3,050 | (£1,950) | £4,050 | £50 | £2,225 | (£675) | £5,325 | £6,325 | £1,325 | £1,125 | £325 | |
| Interest Expense | £498 | £495 | £493 | £490 | £488 | £485 | £483 | £480 | £478 | £475 | £473 | £470 | |
| Taxes Incurred | (£674) | £767 | (£733) | £1,068 | (£131) | £522 | (£347) | £1,454 | £1,754 | £255 | £196 | (£44) | |
| Net Profit | (£1,573) | £1,789 | (£1,710) | £2,492 | (£306) | £1,218 | (£810) | £3,392 | £4,093 | £595 | £457 | (£102) | |
| Net Profit/Sales | -31.47% | 17.89% | -34.20% | 20.77% | -4.38% | 10.15% | -10.13% | 22.61% | 27.29% | 5.95% | 4.66% | -1.13% | |
| Pro Forma Cash Flow | |||||||||||||
| Month 1 | Month 2 | Month 3 | Month 4 | Month 5 | Month 6 | Month 7 | Month 8 | Month 9 | Month 10 | Month 11 | Month 12 | ||
| Cash Received | |||||||||||||
| Cash from Operations | |||||||||||||
| Cash Sales | £4,250 | £8,500 | £4,250 | £10,200 | £5,950 | £10,200 | £6,800 | £12,750 | £12,750 | £8,500 | £8,330 | £7,650 | |
| Cash from Receivables | £0 | £25 | £775 | £1,475 | £785 | £1,775 | £1,075 | £1,780 | £1,235 | £2,250 | £2,225 | £1,499 | |
| Subtotal Cash from Operations | £4,250 | £8,525 | £5,025 | £11,675 | £6,735 | £11,975 | £7,875 | £14,530 | £13,985 | £10,750 | £10,555 | £9,149 | |
| Additional Cash Received | |||||||||||||
| Sales Tax, VAT, HST/GST Received | 0.00% | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 |
| New Current Borrowing | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | |
| New Other Liabilities (interest-free) | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | |
| New Long-term Liabilities | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | |
| Sales of Other Current Assets | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | |
| Sales of Long-term Assets | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | |
| New Investment Received | £0 | £0 | £0 | £0 | £0 | £0 | £1,500 | £1,500 | £0 | £0 | £0 | £0 | |
| Subtotal Cash Received | £4,250 | £8,525 | £5,025 | £11,675 | £6,735 | £11,975 | £9,375 | £16,030 | £13,985 | £10,750 | £10,555 | £9,149 | |
| Expenditures | Month 1 | Month 2 | Month 3 | Month 4 | Month 5 | Month 6 | Month 7 | Month 8 | Month 9 | Month 10 | Month 11 | Month 12 | |
| Expenditures from Operations | |||||||||||||
| Cash Spending | £3,000 | £3,000 | £3,000 | £3,000 | £3,000 | £4,500 | £4,500 | £4,500 | £4,500 | £4,500 | £4,500 | £4,500 | |
| Bill Payments | £3,119 | £3,628 | £5,161 | £3,803 | £6,435 | £4,372 | £6,216 | £4,404 | £7,085 | £6,357 | £4,903 | £4,835 | |
| Subtotal Spent on Operations | £6,119 | £6,628 | £8,161 | £6,803 | £9,435 | £8,872 | £10,716 | £8,904 | £11,585 | £10,857 | £9,403 | £9,335 | |
| Additional Cash Spent | |||||||||||||
| Sales Tax, VAT, HST/GST Paid Out | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | |
| Principal Repayment of Current Borrowing | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | |
| Other Liabilities Principal Repayment | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | |
| Long-term Liabilities Principal Repayment | £300 | £300 | £300 | £300 | £300 | £300 | £300 | £300 | £300 | £300 | £300 | £300 | |
| Purchase Other Current Assets | £0 | £0 | £0 | £2,000 | £0 | £1,000 | £0 | £2,000 | £0 | £0 | £0 | £0 | |
| Purchase Long-term Assets | £0 | £1,500 | £0 | £2,000 | £0 | £2,000 | £0 | £2,000 | £0 | £0 | £0 | £0 | |
| Dividends | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £1,000 | |
| Subtotal Cash Spent | £6,419 | £8,428 | £8,461 | £11,103 | £9,735 | £12,172 | £11,016 | £13,204 | £11,885 | £11,157 | £9,703 | £10,635 | |
| Net Cash Flow | (£2,169) | £97 | (£3,436) | £572 | (£3,000) | (£197) | (£1,641) | £2,826 | £2,100 | (£407) | £852 | (£1,486) | |
| Cash Balance | £42,331 | £42,428 | £38,992 | £39,564 | £36,564 | £36,367 | £34,726 | £37,552 | £39,652 | £39,245 | £40,097 | £38,611 | |
| Pro Forma Balance Sheet | |||||||||||||
| Month 1 | Month 2 | Month 3 | Month 4 | Month 5 | Month 6 | Month 7 | Month 8 | Month 9 | Month 10 | Month 11 | Month 12 | ||
| Assets | Starting Balances | ||||||||||||
| Current Assets | |||||||||||||
| Cash | £44,500 | £42,331 | £42,428 | £38,992 | £39,564 | £36,564 | £36,367 | £34,726 | £37,552 | £39,652 | £39,245 | £40,097 | £38,611 |
| Accounts Receivable | £0 | £750 | £2,225 | £2,200 | £2,525 | £2,790 | £2,815 | £2,940 | £3,410 | £4,425 | £3,675 | £2,920 | £2,771 |
| Other Current Assets | £3,500 | £3,500 | £3,500 | £3,500 | £5,500 | £5,500 | £6,500 | £6,500 | £8,500 | £8,500 | £8,500 | £8,500 | £8,500 |
| Total Current Assets | £48,000 | £46,581 | £48,153 | £44,692 | £47,589 | £44,854 | £45,682 | £44,166 | £49,462 | £52,577 | £51,420 | £51,517 | £49,882 |
| Long-term Assets | |||||||||||||
| Long-term Assets | £5,000 | £5,000 | £6,500 | £6,500 | £8,500 | £8,500 | £10,500 | £10,500 | £12,500 | £12,500 | £12,500 | £12,500 | £12,500 |
| Accumulated Depreciation | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 |
| Total Long-term Assets | £5,000 | £5,000 | £6,500 | £6,500 | £8,500 | £8,500 | £10,500 | £10,500 | £12,500 | £12,500 | £12,500 | £12,500 | £12,500 |
| Total Assets | £53,000 | £51,581 | £54,653 | £51,192 | £56,089 | £53,354 | £56,182 | £54,666 | £61,962 | £65,077 | £63,920 | £64,017 | £62,382 |
| Liabilities and Capital | Month 1 | Month 2 | Month 3 | Month 4 | Month 5 | Month 6 | Month 7 | Month 8 | Month 9 | Month 10 | Month 11 | Month 12 | |
| Current Liabilities | |||||||||||||
| Accounts Payable | £3,000 | £3,454 | £5,038 | £3,586 | £6,291 | £4,163 | £6,073 | £4,167 | £6,872 | £6,193 | £4,741 | £4,682 | £4,448 |
| Current Borrowing | £15,000 | £15,000 | £15,000 | £15,000 | £15,000 | £15,000 | £15,000 | £15,000 | £15,000 | £15,000 | £15,000 | £15,000 | £15,000 |
| Other Current Liabilities | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 |
| Subtotal Current Liabilities | £18,000 | £18,454 | £20,038 | £18,586 | £21,291 | £19,163 | £21,073 | £19,167 | £21,872 | £21,193 | £19,741 | £19,682 | £19,448 |
| Long-term Liabilities | £45,000 | £44,700 | £44,400 | £44,100 | £43,800 | £43,500 | £43,200 | £42,900 | £42,600 | £42,300 | £42,000 | £41,700 | £41,400 |
| Total Liabilities | £63,000 | £63,154 | £64,438 | £62,686 | £65,091 | £62,663 | £64,273 | £62,067 | £64,472 | £63,493 | £61,742 | £61,382 | £60,848 |
| Paid-in Capital | £20,000 | £20,000 | £20,000 | £20,000 | £20,000 | £20,000 | £20,000 | £21,500 | £23,000 | £23,000 | £23,000 | £23,000 | £23,000 |
| Retained Earnings | (£30,000) | (£30,000) | (£30,000) | (£30,000) | (£30,000) | (£30,000) | (£30,000) | (£30,000) | (£30,000) | (£30,000) | (£30,000) | (£30,000) | (£31,000) |
| Earnings | £0 | (£1,573) | £215 | (£1,495) | £998 | £691 | £1,909 | £1,099 | £4,491 | £8,584 | £9,179 | £9,636 | £9,534 |
| Total Capital | (£10,000) | (£11,573) | (£9,785) | (£11,495) | (£9,003) | (£9,309) | (£8,091) | (£7,401) | (£2,510) | £1,584 | £2,179 | £2,636 | £1,534 |
| Total Liabilities and Capital | £53,000 | £51,581 | £54,653 | £51,192 | £56,089 | £53,354 | £56,182 | £54,666 | £61,962 | £65,077 | £63,920 | £64,017 | £62,382 |
| Net Worth | (£10,000) | (£11,573) | (£9,785) | (£11,495) | (£9,003) | (£9,309) | (£8,091) | (£7,401) | (£2,510) | £1,584 | £2,179 | £2,635 | £1,534 |